If you have the Amazon Rewards Visa Card from Chase you’re already aware that you get 3% back on Amazon purchases, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases.

But when it comes time to redeem your Amazon reward points, did you know that there’s a REALLY clever way to get even more points added to your account? A way that Amazon is hoping you never consider.

Essentially, you’re given several options when it comes to redeeming your points.

Many shoppers, if not most, will simply opt to use their points on an Amazon purchase which will reduce the price of the item they’re buying.

We can probably chalk it up to instant gratification.

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Well, I’m here to tell you…DO NOT ever do this again. Instead, use the cash back option (or statement credit) every time, and earn more points in the process. Here’s a quick breakdown of why.

If you use your points towards an Amazon purchase, be aware that you won’t be getting all of the reward points possible.

For example, if your points bring a $300 item down to $220, you’ll score 660 reward points on the purchase ($220 x 3).

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But if you cash out your points, or request a statement credit, then use your card to make the same $300 purchase, you’ll end up with 900 points instead of 660. ($300 x 3).

Remember, you’ll get the same dollar amount whether you cash out or redeem points directly on an Amazon purchase, making this trick a total no-brainer.

So that ends up being 240 more reward points by simply changing how you redeem your points.

If you’re a loyal Amazon shopper, the extra points by doing this little trick will add up quickly and can definitely be significant over the course of a few months.

Happy savings.

By Kyle James