These 13 Auto Insurance Companies are Paying You Back

Updated August 10, 2020 by Kyle
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Since most of the country is following strict stay-at-home orders, there are WAY less drivers on the road. Less drivers means less accidents, which obviously means less auto insurance claims. Because of this, most (if not all) major auto insurance carriers are giving money back to their policy holders. I did some research and came up with exactly what they are giving back so you can know what to expect on your next bill. Let’s get to it.

These 13 Auto Insurance Companies are Paying You Back



Allstate has pledged to give back $600 million in premiums as part of their Shelter-In-Place Payback program.

On average this comes out to about 15% money back on auto insurance premiums for April and May of 2020.


Esurance is an “Allstate company” and they are offering the same Shelter-In-Place program as noted above.


Farmers is offering COVID-19 relief by reducing April 2020 auto insurance premiums by 25%.

I’m guessing they will do the same for May but they haven’t announced that yet.


The folks at GEICO are offering a 15% credit for all 6-month auto and motorcycle policy renewals.

This happens automatically and doesn’t require you to do anything.

The Hartford

As part of their COVID-19 Personal Auto Payback Plan, policy holders will receive a 15% payback credit on 2 months of premium payments.

They are also waiving all late fees for non-payment, and are not cancelling any accounts for non-payment until at least May 31, 2020.

Liberty Mutual

Liberty Mutual is handing out a 2 month refund of 15% to all auto insurance customers.

They are also pausing all policy cancellations until at least May 22nd.


Because COVID-19 has resulted in fewer auto claims, Mercury is giving back 15% of your premiums during the months of April and May.

The 15% comes in the form of an account credit.


Nationwide is offering a 1-time premium refund of $50 for all active policies as of March 31, 2020.

They’re claiming the $50 refund is equivalent to a 15% savings for the average policy holder.


Flo and her friends at Progressive are giving auto insurance customers a 20% credit during April and May via the Apron Relief Program.

They are also putting a pause on cancelling policies for non-payment until at least May 15, 2020.


SafeCo is giving auto insurance customers a 15% refund for 2 months of premium payments.

They are also pausing all policy cancellations for non-payment until May 22, 2020.

State Farm

Via the Good Neighbor Relief program, State Farm is paying back $2 billion to auto insurance customers.

On average, this comes out to a 25% premium payback for the typical State Farm customer.


I’m a Travelers policy holder and received an email yesterday detailing their Stay-At-Home Premium Credit program.

The program allows for a 15% credit on April and May auto premiums.


USAA has decided to return $520 million to its members in the form of a credit.

Specifically, you will receive a 20% credit on 2 months of auto premiums on all polices in effect as of March 31, 2020.

Ask the Reader: Did I miss any major auto insurance carriers? Let me know in the comments, thanks.

By Kyle James

Image courtesy of Progressive.


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