I was browsing through my Facebook feed the other day when I saw an article on tips to save $100,000 by the time you reach 30.

Billionaire Mark Cuban had also commented on the article which really caught my attention.

Being a big fan of Cuban, and his work ethic, I was immediately intrigued by his comment, “Great piece, NOT just for those under 30.”

So off I went to read the article and I’m really glad I did as it has some very practical, but often ignored advice on saving money geared toward recent college grads and those in their early to mid-twenties.

Advice I wish I had heeded back when I was young and thought I knew it all.

The article has nine tips total, a couple obvious ones like avoiding credit card debt, but for the most part they are genius and very easy to implement into your own life.

Here are a few that really scratched me where I itched.

Go To a Cheap School

From the Business Insider article, “Unless you plan on going into a career that will pay you enough to quickly pay off your student loans and guarantee you a job as soon as you graduate, it doesn’t make a lot of sense to go deep into debt for college.”

I’d also throw in looking at attending a junior or community college for the first two years of undergrad courses.

You’ll take the same exact classes for pennies on the dollar. I went to a JC out of high school and it saved me a ton of money and was a huge factor why I graduated from college with NO student debt.

Live Like a Student, Even After You Graduate

Just because you graduate, and start collecting a paycheck, doesn’t mean you should leave your poor student mentality in the rear-view mirror.

Stay frugal and throw the difference in a retirement account. If you can live at, or beneath, your means each month, it will go a long way towards $100k by your thirtieth birthday.

Don’t Be Afraid of a Job With More Responsibility

Consider a job with more responsibility right out of college, even if it pays less, as the experience garnered will “pay off” BIG down the road.

I found this tip to be absolutely genius and something I wish I had done.

By getting the incredibly valuable leadership skills right out of school, you’ll be able to double your salary in a much shorter period of time than if you didn’t have those skills.

Say “No” (Like, A Lot)

The idea here is to put off instant gratification for long term financial goals.

This includes things like not going out with your friends every night of the week, and telling yourself “no” to purchases that don’t add to long term happiness or financial goals.

Easier said than done, but if you can do it, you’ll avoid credit card debt and be able to stash money away much quicker.

Do you think you’re up for the challenge? If so, be sure to read all of the tips Business Insider offers. Check them out in the article linked below:

How to save $100,000 by the time you’re 30 | Business Insider

Photo by Dustin Moore.