All 15 Retailers That Offer a $10+ Hourly Pay with Great Benefits

August 30, 2016 by Kyle
no comments

Whether you’re looking for a summer job, college job, or maybe just looking for a good a company with opportunities for advancement, things like hourly pay and a strong benefits package are always the two top concerns. Here are all the retail companies that offer a double-digit hourly wage along with some great benefits like medical and dental coverage, tuition assistance, employee discounts, and an awesome 401(k) program.

Store employee


ALDI is a grocery store chain located in the mid-west, south, and eastern United States. They have a very competitive wage schedule and highly regarded benefits for full-time employees.

  • Average Hourly Salary: $11.84/hr
  • Health Benefits: Full-time employees score a strong health and dental plans. You also automatically get entered into a 401k plan to start saving towards retirement. ALDI will match dollar-for-dollar for first 2% and then $.50 on the dollar for the second 2%.

Other ALDI Perks: Good 401k plan for ALL employees where they match dollar-for-dollar the first 2% and $.50 for the second 2%, holiday pay, and paid time off. Also, it appears to be a very physically demanding job, especially for cashiers.

Costco Wholesale

Costco has a legendary reputation as a fantastic place to work. My research pretty much backed up everything I’d heard.

  • Average Hourly Salary: $14.63 (Cashier), $13.34 (Stocker)
  • Health Benefits: Costco offers excellent benefits for both full-time and part-time employees.  Full timers are eligible for health, dental, and vision coverage after 90 days or 450 hours, whichever comes first. Part-timers are eligible after 600 hours or 180 days. Salaried employees are eligible for benefits on the first of the month after your hire date.

Other Costco Perks: High overtime pay, starting at around $17.50 on Sunday. 401k plan for ALL employees that match contributions at 50 cents on-the-dollar for the first $1,000 (each year) to a maximum company match of $500 a year. Employee stock purchase plan which avoids commissions and fees.


For those of you unfamiliar, H&M is one of the world’s largest fashion retailers. Here are some details if you’re considering applying for a job.

  • Average Hourly Salary: $10.75/hour
  • Health Benefits: Full coverage for both part and full time employees after a designated period of time.

Other H&M Perks: 25% employee discount (includes sale and clearance items), vacation days, 401k program with company match, pet insurance, Met Life auto and home insurance, and commuter benefits to help pay for parking and transit costs.

Home Depot

The Home Depot offers a competitive hourly wage but their other perks are not nearly as good as those of Lowe’s. Here are the details.

  • Average Hourly Salary: $11.39/hour
  • Health Benefits: Wear the orange apron with pride and full-timers get access to good health benefits. Part-timers, not so much. I remember when I worked at Home Depot, they were very expensive for part-timers to purchase.

Other Home Depot Perks: Quarterly bonuses, NO employee discount, measly 2 hours sick time per month., good 401k program.

In-N-Out Burger

Okay, I know they’re not a retailer…but they’re absolutely freaking delicious. Plus, they have an awesome secret menu. They’re also a terrific place to work, here are the details.

  • Average Hourly Salary: $11.57/hour
  • Health Benefits: They offer part-time and full-time employees the opportunity to enroll in dental, vision and basic life insurance. Eligibility starts after 90 days of employment.

Other In-N-Out Perks: Free drinks all shift long, free meal on work-days (Up to a double-double w/fries. Sorry, no 4×4’s), 15% employee discount at the company store, company sponsored events and parties, and a profit sharing program.


IKEA is a Swedish born company that makes affordable furniture and home decor. If you’re considering applying for a job with them, here is what you need to know.

  • Average Hourly Salary: $10.97/hour
  • Health Benefits: From the IKEA site,  they offer “a competitive health care plan (for co-workers who work more than 20 hours a week), a generous 401(k) plan, an additional retirement plan called “Tack” (the Swedish word for “thank you”), tuition assistance, and a co-worker discount.”

Other IKEA Perks: Paid time-off, 15% employee discount (even in the “As-Is” department), career development opps, paid maternity leave, and a 401k 100% match up to 5% of your contribution.

Lands’ End

The folks from Dodgeville, Wisconsin have put together a company that’s attracted many strong employees over the years. Here is why…

  • Average Hourly Salary: $9.56/hour
  • Health Benefits: Lands’ End is a little tight lipped about the specifics of their benefit plans. But we do know that all new hires, both part and full time, are offered dental and vision coverage. Only full-timers are offered medical coverage.

Other Lands’ End Perks: 40% employee discount (50% at Christmas), paid time off, emergency child care, and a 401(k) with 50% matching up to 3%.


Lowe’s Home Improvement has a solid hourly pay schedule and the benefits are pretty darn solid. Here’s what you need to know.

  • Average Hourly Salary: $11.04/hour
  • Health Benefits: Part-timers are eligible for a preventative medical plan which mainly covers office visits. You must apply for coverage within your first month of employment. Employees are expected to pay for the entire plan for the 1st year and Lowe’s pays 60% of the costs in subsequent years. Full timers are eligible after 89 continuous days of employment to enroll in medical, dental, life, HSA account, and disability.

Other Lowe’s Perks: 10% employee discount (higher at Christmas time), first dibs on buying special order returns, vacation and holiday pay for part-timers.


The conglomerate from Oregon, also known as Nike, has a pretty stellar employee benefits package. Here are the details.

  • Average Hourly Salary: $10.01/hour
  • Health Benefits: Part-time workers, with at least a year of employment under their belt, can take advantage of Nike’s health plan that includes a $1,000 deductible, then they’ll cover 80% above that amount. Full-timers get access to a full health insurance package.

Other Nike Perks: 15% discount for buying Nike stock, tuition assistance, paid sabbaticals, transportation allowance, and a 30% employee discount at Nike Factory Stores (20% off at Niketown).


Nordstrom is an upscale department store that definitely seems to treat their employees right.

  • Average Hourly Salary: $11.72/hour
  • Health Benefits: Part-timers at Nordstrom get health insurance, a 401(k), life, disability, and accidental death insurance, paid time off, and adoption assistance.

Other Nordstrom Perks: Employee discount of 20% (which raises to 33% at the start of each season), 6.75% commission on all your sales, up to 4% company matching on your 401k.


REI made news last year by giving their employees Black Friday off and it’s this type of forward thinking that makes them a great place to work.

  • Average Hourly Salary: $11.27/hour
  • Health Benefits: From the REI website, “Employees who work at least 20 hours per week, regardless of part-time or full-time status, are eligible for comprehensive health coverage and life and disability insurance through our REI Flex Plan. The REI Flex Plan has three national medical plan options—each with different features and price points.”

Other REI Perks: Retirement and profit sharing program, 50% pre-tax subsidy on public transit expenses, and a 50% employee discount on REI gear/apparel and free gear rentals for personal use from any REI store.


While the office supply giant, Staples, comes in at under $10 an hour, their perks, for ALL employees, is what sets them apart.

  • Average Hourly Salary: $9.14/hour
  • Health Benefits: According to Staples benefit summary, they offer part-time employees dental, life, dependent life, accidental death and short-term disability insurance coverage. Medical coverage is only available to full-time employees.

Other Staples Perks: Staples has a program called Staples Perks at Work that gives employees membership discounts on travel, clothing and even electronics. They also offer an employee discount that gives associates 10% off, plus another 10% off Staples branded products.


If you ever thought about being a barista, you’re smart as it’s a pretty good gig. While the average salary at Starbucks is not quite $10, their perks are good enough that I felt I needed to include them in this article.

  • Average Hourly Salary: $9.43/hour for a Barista
  • Health Benefits: Benefits are available to both part and full time employees. Details here. Full-timers are eligible after 60 days of employment and part-timers are eligible after 240-hours over a 3 month period.

Other Starbucks Perks: All Starbucks employees are also eligible for completely free college tuition for 4-years. This program is an exclusive with Arizona State University’s online degree program and is estimated tol cost Starbucks 250 million dollars. Employees can also take home a free pound of coffee beans every week or a box of K-Cups. Employees also get a 30% discount on all Starbucks food and drinks.

Trader Joe’s

From all accounts, Trader Joe’s is a fantastic place to work and they have a high hourly salary to prove it.

  • Average Hourly Salary: $13.45/hour
  • Health Benefits: Part-time and full-time employees are eligible for health benefits after they qualify, usually within the first 2-3 months of employment.

Other Trader Joe’s Perks: Paid time off, good retirement plan, leadership development courses, 10% employee discount, and of course really cool shirts and name tags.

Whole Foods

Hourly pay, fun working environment, and strong benefits makes many folks look for a job at Whole Foods Market. Here is the skinny.

  • Average Hourly Salary: $11.36/hour
  • Health Benefits: From the Whole Foods website, “After 800 service hours, full-time Team Members pay low individual insurance premiums between $0 and $20 per paycheck, depending company tenure.” Also, if you work at least 20 hours a week, you’re eligible for the same benefits package after 800 hours.

Other Whole Foods Perks: 20% employee discount (up to 30% for some employees), free massage therapy, yoga, and language classes, and paid time off.

Ask the Reader: Am I missing any companies that offer both a good hourly salary and a benefits package? Let me know in the comments, thanks.

By Kyle James

Photo by KOMUnews.


How to Use Ibotta’s New “App to App Rebates” Feature to Save a Bunch of Money

August 25, 2016 by Kyle
no comments

I’m big on saving money by doing very little, which is why I’m in love with the Ibotta app. (Click here for a $10 sign-up bonus). The app lets you quickly redeem rebates on stuff you’re going to be purchasing anyways from the grocery store. Think of it like saving money without clipping coupons. (See also: Learn How to Use the iBotta App To Save Money + Insider Savings Tips)

Today I wanted to introduce you to a cool new feature on Ibotta called app-to-app rebates. The feature let’s you actually get cash back at other popular shopping apps. Very cool feature that has already saved me $18 since it launched a couple weeks ago. Below is everything you need to know to start saving too.

iBotta App to App

The Scoop on Ibotta’s New App-to-App Feature

Here’s what you need to know to maximizing your savings with this new feature:

  • How does Ibotta’s app-to-app feature work?  The most important thing to know is that “App to App” rebates are only valid when an app is launched from Ibotta. Because of this, you’ll want to have the partner apps downloaded on your device.
    • Step 1: Within iBotta, simply tap the offer you want to unlock from the Rebate page.
    • Step 2: Next, tap the Launch App button (see above screenshot) and the partner app will load.
    • Step 3: Make your purchase just like you normally would.
    • Step 4: Wait for your purchase notification. It will also show as “Pending” on your Ibotta activity page.
    • Step 5: Count your cash as soon as the rebate goes from pending to complete.
  • Do I need to verify a receipt or anything? – No, Ibotta will do all the leg work on this one.
  • Can I shop at one of the partner websites and get Ibotta credit? – No, you have to shop via their app to get your cash back by starting the process on Ibotta.
  • Do I need the partner app on my mobile device? – Yes, in order to get your cashback, you need to download the partner app(s). If you don’t currently have them on your smartphone, you’ll be redirected to the Google Play store or iTunes store (to download) when you press the Launch App button within Ibotta.

Also, keep in mind that your partner app purchases will still count towards your teamwork bonuses which is awesome. As soon as your app-to-app rebate goes from pending to complete it will reflect in your bonuses.

Current App-to-App Partners:

Here’s a list of the current partner apps which you can shop and save at via iBotta.

  • (5% back) – is positioning itself to compete with Amazon and was recently acquired by Walmart. Get an extra 5% cash back by starting your mobile Jet shopping via the Ibotta app.
  • Groupon (40% back)  – Shop the Groupon app via Ibotta and get an astounding 40% cash back.
  • (5% back)  – Book your next hotel stay with the app and get 4% cash back. Remember, you have to start in the Ibotta app and launch the app within the Ibotta interface.
  • Boxed (15% back)   – Boxed sells wholesale grocery goods that get delivered directly to your door step with a low price guarantee. You can shop thru Ibotta and the Boxed app and get 15% cash back on all Boxed purchases.
  • Handy (10% back)  – The Handy app is a cool new service that helps you find trusted house cleaners and all-around handymen in your local area. Use the Ibotta app to launch the Handy app and you’ll get 10% cash back.

Be on the lookout for new partner apps in the near-future. I’ll be sure to add them to this list as they’re introduced by Ibotta.

Ask the Reader:  Have you tried the Ibotta app yet? If you haven’t, be sure to get your free $10 bonus and give it a test drive. It’s saving my family a good chunk of change every month, about $50 on average.

Happy savings.

By Kyle James


How I Use the Honey Browser Extension To Save Money at Amazon (and Hundreds of Other Stores)

August 24, 2016 by Kyle

I have a huge virtual toolbox sitting in my office. In it I carry all of my favorite money-saving tools that ensure I never pay full price…on ANYTHING. Today I want to introduce you to a new tool to add to your collection. It’s a free online coupon tool called Honey and it’s pretty dang cool. Why I didn’t write this article back in 2012, on the exact day the Honey browser extension officially became available, I have no idea. I’m clearly the lamest shopping blogger who ever walked the face of the earth.

While not perfect, Honey is pretty darn close and will change how you shop, and save money, with online coupon codes. Plus, it now has a killer new “Amazon” feature that will help you determine if another Amazon seller might actually offer a product at a lower price. Here’s the skinny…


Honey Breakdown

  1. What is Honey? – Let’s let them explain, “Honey is a service that makes it ridiculously easy to save money and time. Honey automatically finds coupon codes for the site you’re shopping at and applies them to your order when you check out, saving you money and coupon searching time.”
  2. How does Honey work? – So after you install the browser extension, you simple shop online like you normally would. When you reach a retailer’s website who has a coupon code(s) available, the Honey browser extension will notify you by lighting up the Honey logo at the top of your browser. Simply click on the little H logo and it drops down all the pertinent coupon codes for that store (see screenshot below). Lastly, click Try Codes! and Honey will automatically apply the best coupon, in terms of savings, to your purchase.
  3. What browser will Honey work on? – Excellent question young Padawan. Honey currently works on desktop versions of Chrome, Firefox, and Opera. That means Internet Explorer and Edge users are out of luck.
  4. Is there a mobile app for Honey? – No, but we were told that a mobile app is currently in the works.
  5. How many stores does Honey support? – Thousands. Just look for this little Honey button in your browser bar when you reach a retailer’s homepage:


  6. Once I install the extension, do I also need to register? – Nope, you’ll immediately get access to their coupons. But if you want access to their exclusive coupon codes and deals you’ll want to register. I’d recommend registering as their exclusives are pretty darn good and will definitely help you save more money than if you didn’t register.


Now Add In “Amazon Cart Protection”

As I have discussed before, Amazon is notorious for using a pricing algorithm that does not always display the best price when you do a product search. Often times other sellers have a flat-out lower price or maybe don’t collect sales tax, making them a better option. Also, some sellers will offer a better price and still offer Prime 2-day delivery.

Well, now Honey has a new feature called Amazon Cart Protection that notifies you when another seller has a better deal than the one you’re about to purchase. On the Amazon product page, right next to the price and Prime logo, you’ll see a small orange “Save” button notifying you that you’re about to overpay. (See screenshot below) Conversely, when there’s not a better price available, you’ll see a small grey button in place of the orange button that says “Best Deal” along with the Honey logo.

Next, just click on the orange “Save” button and it’ll drop down the details of the better deal. If you want to switch to the lower price, and who wouldn’t, just click on the button at the bottom that tells you what percentage you’re going to save. Easy savings.

Honey on

I’ve been using Amazon Cart Protection for a couple weeks now and it has already saved me $22 on a new camera and about $15 on some back-to-supplies for the kids. It’s pretty darn cool and serves as an excellent reminder that the Amazon price you’re about to pay may not in fact be the cheapest available.

Honey “Hacks and Tricks”…

  1. Don’t give up too easily. Be aware that when you click Try Codes! and it tells you that none of them worked, they might be wrong. This actually happened to me today when I was going to capture the above screen shot. It wasn’t until I manually entered the code HELLOSUMMER that I got my 25% coupon discount.
  2. Look for cash bonuses. Keep an eye out for bonuses that pop up at certain stores and always click on them. You’ll typically get an email in a couple days telling you how to score even more cash on that purchase.
  3. Amazon Cart Protection “bug”. It appears the Amazon Cart Protection feature will only check the price of other sellers who have products with the exact same title. Because of this bug, which will hopefully get fixed, be sure to manually check what other sellers are selling the item for before you blindly click “Add to Cart”.

BTW, the whole time I was writing this article I had this song in my head…on repeat.

Ask The Reader: Have you already installed the Honey browser extension? If so, how much money has it saved you?

Happy savings.

By Kyle James

P.S. – Honey didn’t pay me a dime to write this article and all opinions are my own. I never write about a product or service that I don’t test out and love myself. If you decide to give Honey a try, I’ll get a small kickback if you join via this article. Think of it like putting food in my kid’s mouths, no pressure though. 😉


The One Amazon Hack That Guarantees You’ll Always Get the Lowest Price

August 23, 2016 by Kyle

Here’s the Amazon scenario: You’re shopping for a new JBL Bluetooth speaker on Amazon, you do a quick search, find your speaker, and on the product page you click “Add to Cart” and quickly make your purchase. Sound familiar? Well, there’s a great chance you just overspent by up to 25%. Keep reading to understand this Amazon hack that guarantees you always get the lowest price on your purchases. This hack works for Amazon Prime members, as well as those who haven’t made the Prime plunge yet.

Amazon Hack

Have you ever wondered how Amazon picks the products they display first when you do a product search? Turns out it’s a complex algorithm that has to do with seller’s inventory levels and competitors’ price changes. Because of this, the product that displays first is not always the best price and can be WAY higher than what other Amazon sellers are selling it for. So that brings us to the bottom-line of this Amazon hack…

Stop Using the “Add to Cart” Button NOW

The next time you’re tempted to click the “Add to Cart” button, first take a quick look at what other Amazon sellers are selling the item for. In the image below, Amazon is trying to sell me a JBL Bluetooth Speaker for $94.95, but when I look underneath the product specs, I notice that other sellers have it priced for as little as $84.86 (red arrow).

Amazon Product Page

Wow, $10 cheaper, that’s pretty darn significant and can add up to big money over the course of a year. Bottom-line, get out of the habit of blindly clicking the “Add to Cart” button. Instead, ALWAYS check what other sellers are pricing the product for first.

Always check the price of other sellers

So after I click on the “40 new from $84.86” link, it brings me to the screenshot below. This is where I discover that the speaker is not only $10 less, but also includes free shipping. How awesome is that? Sure, it’ll take a little longer to have delivered as it ships from China, but who cares, I can wait if it means I’ll have an extra 10 bucks in my pocket. Even if I did want Prime 2-day shipping, the 2nd seller on this list offers the speaker for $1.96 less (with Prime delivery) than the original price Amazon forced upon me.

Amazon other sellers

Final Thoughts on this Amazon Hack

If you typically add items to your Amazon cart without first checking the price of other sellers, you’re not alone. According to this study, almost 90% of Amazon shoppers go ahead and buy from the default seller that pops up first. But get in the healthy frugal habit of checking other sellers and you’re bound to save some serious cash.

Happy savings.

By Kyle James


The 11 Best Cashback Sites Worth Your Time (and Hacks to Maximize Your Savings)

August 21, 2016 by Kyle

(Updated 8/29/16) Cashback websites have come a long ways in recent years. From handy smartphone apps, to browser extensions that alert you when you’re about to pay too much, you’d be crazy to not regularly use one and get money back on stuff you’ll be purchasing anyways. Heck, even if it’s only a couple percent back, it’s completely free money. So I figured it was time to do the research and find the best […] Continue Reading…


Join Sam’s Club by September 6th and They’ll Essentially Pay You $95

August 18, 2016 by Kyle
no comments

I love sharing great membership deals when I find them for both Sam’s and Costco. This membership deal is for Sam’s Club and is valid through 9/06/16. If you’ve been on the fence about joining, this could be a great time to do it. Here are the details….

Pay $45 to Join Sam’s and Get $95 Worth of Stuff
Here’s what you get for your 45 bucks:

Free $20 Sam’s Gift Card. ($20 value…haha).
Coupon for […] Continue Reading…


How To Start a WordPress Blog with BlueHost (and Actually Make Money From It)

August 16, 2016 by Kyle
no comments

(Note: This article is a little different from the norm around here, but I’ve been getting a bunch emails from folks asking me how I make money and how they can get started with a blog of their own. So I figured it was time to share how I did it! I hope it helps and let me know if you have any questions.)

I’ve been blogging full-time since 2007 and making a good living at […] Continue Reading…


How to Get the Hidden $30 Month T-Mobile Plan (w/ No Contract) and Save $60 Month

August 15, 2016 by Kyle

So my 2 year contract with Verizon recently ended and I was sick and tired of my wife and I paying over $130 a month for our 2 ancient and slow iPhones. The camera is total crap, and I can walk to the closest Starbucks before I could pull up the actual location on my phone. Paying that much money every month was killing me. Over $1,500 a year for 2 mediocre phones. Completely […] Continue Reading…


What Walmart Buying Means for Amazon (and All of Us Online Shoppers)

August 11, 2016 by Kyle
no comments

I’ve written before about, and how it compares to Amazon Prime in terms of price and selection. But the recent news that Walmart bought for over $3 billion could very well be a game-changer in online shopping. This is especially true for the folks at as the move clearly poses a threat to the online giant. Below is what Walmart buying means for Amazon.

What is
For those of you unfamiliar, Jet is the […] Continue Reading…


Learn How to Use the iBotta App To Save Money…Plus Some Insider Savings Tips

August 10, 2016 by Kyle
no comments

(Updated 8/26/16) While I’ve written about cool shopping apps in the past, I’ve never found one that I REALLY liked. By “liked”, I mean had it on my smartphone homepage and accessed it daily. Well, until I started using iBotta and learned how to use it effectively to save quite a bit of money.

I love iBotta because it actually has offers, and I mean a TON of offers, on grocery products that my family regularly buys, and […] Continue Reading…