How I Use the Honey Browser Extension To Save Money at Amazon (and Hundreds of Other Stores)

August 24, 2016 by Kyle
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I have a huge virtual toolbox sitting in my office. In it I carry all of my favorite money-saving tools that ensure I never pay full price…on ANYTHING. Today I want to introduce you to a new tool to add to your collection. It’s a free online coupon tool called Honey and it’s pretty dang cool. Why I didn’t write this article back in 2012, on the exact day the Honey browser extension officially became available, I have no idea. I’m clearly the lamest shopping blogger who ever walked the face of the earth.

While not perfect, Honey is pretty darn close and will change how you shop, and save money, with online coupon codes. Plus, it now has a killer new “Amazon” feature that will help you determine if another Amazon seller might actually offer a product at a lower price. Here’s the skinny…

Honey

Honey Breakdown

  1. What is Honey? – Let’s let them explain, “Honey is a service that makes it ridiculously easy to save money and time. Honey automatically finds coupon codes for the site you’re shopping at and applies them to your order when you check out, saving you money and coupon searching time.”
  2. How does Honey work? – So after you install the browser extension, you simple shop online like you normally would. When you reach a retailer’s website who has a coupon code(s) available, the Honey browser extension will notify you by lighting up the Honey logo at the top of your browser. Simply click on the little H logo and it drops down all the pertinent coupon codes for that store (see screenshot below). Lastly, click Try Codes! and Honey will automatically apply the best coupon, in terms of savings, to your purchase.
  3. What browser will Honey work on? – Excellent question young Padawan. Honey currently works on desktop versions of Chrome, Firefox, and Opera. That means Internet Explorer and Edge users are out of luck.
  4. Is there a mobile app for Honey? – No, but we were told that a mobile app is currently in the works.
  5. How many stores does Honey support? – Thousands. Just look for this little Honey button in your browser bar when you reach a retailer’s homepage:

    Honey

  6. Once I install the extension, do I also need to register? – Nope, you’ll immediately get access to their coupons. But if you want access to their exclusive coupon codes and deals you’ll want to register. I’d recommend registering as their exclusives are pretty darn good and will definitely help you save more money than if you didn’t register.

Honey

Now Add In “Amazon Cart Protection”

As I have discussed before, Amazon is notorious for using a pricing algorithm that does not always display the best price when you do a product search. Often times other sellers have a flat-out lower price or maybe don’t collect sales tax, making them a better option. Also, some sellers will offer a better price and still offer Prime 2-day delivery.

Well, now Honey has a new feature called Amazon Cart Protection that notifies you when another seller has a better deal than the one you’re about to purchase. On the Amazon product page, right next to the price and Prime logo, you’ll see a small orange “Save” button notifying you that you’re about to overpay. (See screenshot below) Conversely, when there’s not a better price available, you’ll see a small grey button in place of the orange button that says “Best Deal” along with the Honey logo.

Next, just click on the orange “Save” button and it’ll drop down the details of the better deal. If you want to switch to the lower price, and who wouldn’t, just click on the button at the bottom that tells you what percentage you’re going to save. Easy savings.

Honey on Amazon.com

I’ve been using Amazon Cart Protection for a couple weeks now and it has already saved me $22 on a new camera and about $15 on some back-to-supplies for the kids. It’s pretty darn cool and serves as an excellent reminder that the Amazon price you’re about to pay may not in fact be the cheapest available.

Honey “Hacks and Tricks”…

  1. Don’t give up too easily. Be aware that when you click Try Codes! and it tells you that none of them worked, they might be wrong. This actually happened to me today when I was going to capture the above screen shot. It wasn’t until I manually entered the code HELLOSUMMER that I got my 25% coupon discount.
  2. Look for cash bonuses. Keep an eye out for bonuses that pop up at certain stores and always click on them. You’ll typically get an email in a couple days telling you how to score even more cash on that purchase.
  3. Amazon Cart Protection “bug”. It appears the Amazon Cart Protection feature will only check the price of other sellers who have products with the exact same title. Because of this bug, which will hopefully get fixed, be sure to manually check what other sellers are selling the item for before you blindly click “Add to Cart”.

BTW, the whole time I was writing this article I had this song in my head…on repeat.

Ask The Reader: Have you already installed the Honey browser extension? If so, how much money has it saved you?

Happy savings.


By Kyle James

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The One Amazon Hack That Guarantees You’ll Always Get the Lowest Price

August 23, 2016 by Kyle
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Here’s the Amazon scenario: You’re shopping for a new JBL Bluetooth speaker on Amazon, you do a quick search, find your speaker, and on the product page you click “Add to Cart” and quickly make your purchase. Sound familiar? Well, there’s a great chance you just overspent by up to 25%. Keep reading to understand this Amazon hack that guarantees you always get the lowest price on your purchases. This hack works for Amazon Prime members, as well as those who haven’t made the Prime plunge yet.

Amazon Hack

Have you ever wondered how Amazon picks the products they display first when you do a product search? Turns out it’s a complex algorithm that has to do with seller’s inventory levels and competitors’ price changes. Because of this, the product that displays first is not always the best price and can be WAY higher than what other Amazon sellers are selling it for. So that brings us to the bottom-line of this Amazon hack…

Stop Using the “Add to Cart” Button NOW

The next time you’re tempted to click the “Add to Cart” button, first take a quick look at what other Amazon sellers are selling the item for. In the image below, Amazon is trying to sell me a JBL Bluetooth Speaker for $94.95, but when I look underneath the product specs, I notice that other sellers have it priced for as little as $84.86 (red arrow).

Amazon Product Page

Wow, $10 cheaper, that’s pretty darn significant and can add up to big money over the course of a year. Bottom-line, get out of the habit of blindly clicking the “Add to Cart” button. Instead, ALWAYS check what other sellers are pricing the product for first.

Always check the price of other sellers

So after I click on the “40 new from $84.86” link, it brings me to the screenshot below. This is where I discover that the speaker is not only $10 less, but also includes free shipping. How awesome is that? Sure, it’ll take a little longer to have delivered as it ships from China, but who cares, I can wait if it means I’ll have an extra 10 bucks in my pocket. Even if I did want Prime 2-day shipping, the 2nd seller on this list offers the speaker for $1.96 less (with Prime delivery) than the original price Amazon forced upon me.

Amazon other sellers

Final Thoughts on this Amazon Hack

If you typically add items to your Amazon cart without first checking the price of other sellers, you’re not alone. According to this study, almost 90% of Amazon shoppers go ahead and buy from the default seller that pops up first. But get in the healthy frugal habit of checking other sellers and you’re bound to save some serious cash.

Happy savings.


By Kyle James

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The 11 Best Cashback Sites Worth Your Time (and Hacks to Maximize Your Savings)

August 21, 2016 by Kyle
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Cashback websites have come a long ways in recent years. From handy smartphone apps, to browser extensions that alert you when you’re about to pay too much, you’d be crazy to not regularly use one and get money back on stuff you’ll be purchasing anyways. Heck, even if it’s only a couple percent back, it’s completely free money. So I figured it was time to do the research and find the best cashback websites out there right now. I dug deep into each site, asked a ton of questions, and discovered the pros and cons of each and even found some hacks to maximize your savings.

Cashback websites

Below are the 11 free cashback websites that are far away the best available today. Not only will they help you save money on your online (and in-store) shopping, but most also have a slew of coupons available to enable you to essentially stack your savings. Here they are in no particular order…

Ebates

Ebates

Ebates has been around since 1998 and is one of the oldest cashback sites on the web. Here’s the skinny to see if it’s right for you.

  • Number of Merchants: 2,000+
  • Top Merchants: Amazon (up to 7% back), Kohl’s (6% back), JCPenney (12% back), Nordstrom (6% back), Target (2% back), Macys.com (6% back), American Eagle (4% back), and Lowes.com (1.5% back).
  • Sign-Up Bonus: $10 Welcome Bonus when you spend $25 or more.
  • Mobile App: Yes, they have a free iOS and Android app.
  • Do They Offer Coupon Codes? Yes. 10,000+ coupons to stack your savings.

How does Ebates work: You shop online like you normally would, and as long as you start on the Ebates website, and click through to the store you want to shop at, you’ll get money back. The cashback amount depends on the store, but typically averages between 2% and 10%.

Why Ebates is awesome: I’m a fan of Ebates because they keep their site updated with coupon codes that you can use to stack your savings.  Their newly designed website is also very easy to use and quite intuitive. Another aspect that’s strong is their sign-up bonus of $10 which will get credited to your account when you spend $25 at any retailer listed on Ebates. As far as sign-up bonuses go, $10 is on the top end.

How Ebates could be better: They’re missing a few big retailers. A few that jump to mind include Home Depot, American Girl, Williams-Sonoma, and Pottery Barn which all offer 0% back.

Ebates Shopping Hacks: Many users don’t realize that you can shop through Ebates, buy store gift cards and get money back. For example, you could buy a $100 Sears gift card and get 3% back which is $3. While not a huge savings, this is a great workaround for those shoppers who prefer to shop in-store, or in the Sears example, are buying a Kenmore refrigerator which is expensive to ship. Here’s a list of all the stores on Ebates that allow you to get cashback on gift card purchases. Besides Sears, other popular stores that allow this include Sally Beauty Supply, Finish Line, Groupon, Eddie Bauer, and Auto Zone.

Final thoughts: Because Ebates has been around for so long, they’re the gold-standard that new cashback players try to emulate and surpass. If you can get a competitive advantage on Ebates, like TopCashback has done (see below), you’re doing something right.

Click Here to give Ebates a try and get your $10 bonus for signing up.

iBotta

iBotta

I have written about iBotta before and I gotta admit that I’m totally addicted to the savings this little app gives my family. Here’s the scoop.

  • Number of Merchants: 218 supported stores.
  • Payout Methods: PayPal, Venmo, gifts cards to a slew of places like Amazon, iTunes, Starbucks, Walmart, etc.
  • Top Merchants: All the big players like Walmart, Target, Safeway, Rite-Aid, Publix, Walgreens, CVS, and Krogers.
  • Sign-Up Bonus: iBotta is giving new members a FREE $10 bonus once you redeem your first rebate.

How does iBotta work: Download the app, activate rebate offers and redeem them on the stuff you’ll be buying anyways. Think basics things like bread, milk, vegetables, snacks, beer, wine, and even ice cream. Buy the item, snap a pic of your receipt with the app and wait for the money to start flowing into your account. It couldn’t be easier, and once you get the hang of it, you’ll be amazed at the money you can quickly accrue. My family of 5 easily averages $15-$20 a week in money-back.

Why iBotta is awesome: The number of cashback offers available is what makes the app special, especially when compared to other rebate apps like Checkout 51 and SavingStar. It’s also very cool that you can redeem a rebate on things like milk, eggs, and bread no matter where you purchase them and no matter what brand.

How iBotta could be better: Hmmm, this is a tough one for me. I’d always welcome more rebate offers for a larger selection of brands. But I’ve got to give iBotta props, they seem to be adding new brands every month.

iBotta Hacks: Check out the app on Thursday morning as that’s when you’ll find all the new rebates for the upcoming week. I have it on good authority that new offers are all added by late Wednesday.

Final Thoughts: I use to think these type of apps were a clever way of pushing advertising at you, and many are, but iBotta is the real deal and I think you’ll be impressed if you give it a test drive.

Click Here to give iBotta a try and score a $10 bonus once you redeem your first rebate.

TopCashback

Top Cash Back

I just recently became acquainted with the folks at TopCashback.com and so far I’ve been impressed.

  • Number of Merchants: 3,500+
  • Top Merchants: Amazon (up to 10% back), Groupon (up to 10% back), Walmart (up to 6% back), Lowe’s (6% back), Gap brands (8% back), Macys.com (8% back), American Eagle (6% back), and Overstock.com (5% back).
  • Payout Methods: PayPal, Direct Deposit, Amazon Gift Cards (with a 3% bonus added) and AmEx Gift Cards (with a 3% to 5% bonus).
  • Sign-Up Bonus:  None.
  • Mobile App: Yes, they have a free iOS and Android app.
  • Do They Offer Coupon Codes? Yes.

How does TopCashback work: Once you sign-up for free, you simply start all of your shopping at their website, or via their mobile app, and they’ll take care of the rest. Make a purchase and your account will get credited with a cashback percentage automatically. Money will be credited to your account within 7 days and they’ll send you an email to confirm.

Why TopCashback is awesome: TopCashback offers the highest cashback rates in the country, higher than Ebates pretty much across the board. They do this by passing on 100% of their affiliate commissions to their members. Also, they don’t have a minimum required on withdrawals and you can take money out whenever you want. Once your cashback hits the pending status, you’re free to withdraw any amount. I also love the fact that they’ll add a bonus percentage if you withdraw money in the form of an Amazon or AmEx gift card. Think of it like your employer matching your 401k contribution…love it.

How TopCashback could be better: It would be super cool if they offered a sign-up bonus to new members.

TopCashback Hacks: Double dip your savings by purchasing discounted gift cards via TopCashback. Buy your discounted gift cards for 100’s of top stores using Raise.com and TopCashback will give you 2% cashback on your $20+ gift card purchase. Then use your gift card when shopping via TopCashback and get even more money back.

Final thoughts: I love the fact that TopCashback passes all of their affiliate commissions on to their users. This is clearly the feature that makes them stand out from the competition. This begs the question, how the heck do they make any money? I was told by a PR rep for the company that they earn money through advertising on their site as well as charging retailers to be featured “above the fold”. Pretty cool business model.

Click Here to setup your TopCashback account and start saving money right away.

SwagBucks

Swagbucks

The folks at SwagBucks have created a website that allows you to earn “Swag Bucks” (SB) to score free gift cards and cold hard cash on the shopping you’ll be doing anyways. Here’s what you need to know.

  • Number of Merchants: 3,000+
  • Top Merchants: Amazon (up to 7% back), Kohl’s (6% back), Expedia (up to 11% back), Jet.com (up to 5% back), Target (2% back), Macys.com (6% back), Priceline (10% back), JCPenney (5% back), Sam’s Club (3% back), and Old Navy (2% back).
  • Payout Methods: Redeem points for gift cards from popular retailers like Amazon and Walmart, or request a PayPal gift card.
  • Sign-Up Bonus: No. But they do offer bonuses from time to time.
  • Mobile App: Yes, they have a free iOS and Android app.
  • Do They Offer Coupons? Yes.

How does SwagBucks work: You can earn Swag Bucks (SB) by shopping at your favorite online retailer, watching sponsored videos, doing surveys, and even by playing online games like Deal or No Deal and Bejeweled 2. Earn 1,000 SB for a $10 Amazon gift card, 2,200 SB for a Starbucks gift card, and 5,000 SB for a $50 ExxolMobil gift card. You’d be surprised how quickly you can build-up Swag Bucks. One SB is equal to $0.01, so 100 SBs works out to $1.00. If you can shoot for 100 SBs per day (totally doable with little effort) that equals a $10 Amazon gift card per week.

Why SwagBucks is awesome: I really like the SwagButton Chrome Extension as it’ll notify you when you’re on a retailer’s website and there is SBs available. Think of it like a friendly reminder that you’re about to spend more money than you should.

How SwagBucks could be better: Want a cash payout? No dice. You’ll have to request a PayPal gift card as it’s the closest thing to cash.

SwagBucks Hacks: When doing surveys, always scroll through the “Gold Surveys” and look for the surveys that give you 200 SB and only require 5-8 minutes to complete. This is the best way to quickly build up SBs without having to spend a cent. Heck, even if they don’t have any surveys with such a short completion time,  try a 300 SB survey that lasts about 20 minutes. Do it while your watching TV and watch the free SBs (and gift cards) come your way. Also, don’t forget to take advantage of SwagBucks gift card shop to get featured deals on eGift Cards. They change often and make for a great way to get discounted gift cards.

Click Here to set up your account and start earning Swag Bucks right away.

BeFrugal

Be Frugal

The brain-trust behind BeFrugal.com have come up with a strong cashback program that can compete with any competitor reviewed in this article. As a matter of fact, in terms of their cashback percentage, they guarantee it. More on that below.

  • Number of Merchants: 5,000+
  • Top Merchants: Walmart (4% back), Sam’s Club (3% back), Rite-Aid (4% back), Dell (6% back), Shutterfly (7% back), Eddie Bauer (5.3% back), Under Armour (8% back), American Eagle (5% back), Macy’s (6% back), and Hotels.com (6% back).
  • Payout Methods: Check, PayPal, or gift card.
  • Mobile App: They have both iOS and Android.
  • Sign-Up Bonus: $10 Bonus just for signing-up.
  • Do They Offer Coupons? Yes, it’s hard to “be frugal” without them.

How does BeFrugal work: Do all of your shopping via BeFrugal and get money back. Since BeFrugal guarantees the highest cashback rates, I’m guessing they work similar to TopCashback and give 100% of their affiliate commissions to their users. They’ll then charge retailer a premium fee to have featured placement on their website, mobile apps, and newsletters.

Why BeFrugal is awesome: Walmart shoppers will want to use BeFrugal exclusively as they offer the highest percentage (4%) of any cashback website. Also, the fact they guarantee the highest cashback rate makes them awesome right out-of-the-box. But it gets better. Not only will BeFrugal match the cashback rate from a competitor, but they’ll “match 125% of the higher Cash Back rate.” They also guarantee that all of the coupons they post will work. If they don’t, just notify them within 24 hours and they’ll actually credit your account $5.

How BeFrugal could be better: Hmmm, with the guaranteed highest cash back rates and coupons, they’re doing a lot of things right. If I had to nitpick, I’d say they could get rid of the large ads they post at the top of every page. Although I’m guessing they use that ad revenue to make their profits as they give away all of their affiliate commissions to their users. So I think we can live with those ads.

Final thoughts: While BeFrugal doesn’t get the same publicity as the Ebates or SwagBucks of the world, they offer a strong service with high cashback rates along with a generous $10 bonus for new members. Plus, I love their tagline, “We are a bunch of cheap, thrifty, penny pinchers who believe that a dollar saved is two dollars earned.” Amen.

Click Here to sign-up and get your FREE $10 bonus.

Mr. Rebates

Mr. Rebates

Mr. Rebates has been around since 2002 helping shoppers save money by giving them cashback on their purchases. Here’s the dealio.

  • Number of Merchants: 2,000+
  • Top Merchants: Amazon (up to 6% back), Kohl’s (3% back), Walmart (3% back), Target (1% back), Macys.com (5% back), American Eagle (4% back), Sears (3% back), Home Depot (2% back), PetSmart (8% back), BestBuy (.5% back), and Lowes.com (2% back).
  • Payout Methods: They pay via check or PayPal. To get a check you need a $10 minimum.
  • Sign-Up Bonus: No.
  • Mobile App: No.
  • Do They Offer Coupon Codes? Yes.

How does Mr. Rebates work: They’re a standard cashback site. You simply register for free, do all your shopping through the Mr. Rebates site and start collecting your cash.

Why Mr. Rebates is awesome: They have what they term “Store of the Week” which offers a really high cashback percentage for a limited-time. For example, at the time of this writing, Nike was the store of the week and offered 15% cashback, up from 4%. Keep an eye on these featured stores as their cashback percentage is crazy high. Best way to do this is to sign-up and get there newsletter so they can inform you via email what stores they’re currently featuring. Then when you see your favorite store, jump on their site and save a bundle.

How Mr. Rebates could be better: While completely functional, their website is a little 2005 in terms of design. Also, navigation is a kind of cumbersome. For example, when you click on a shopping category, like Apparel/Clothing, the site brings up a REALLY long list of retailers. You then have to scroll through the list looking for your retailer. Then when you click on your store, it pops up a small box telling you about the cashback details while the retailer’s website loads. The problem with this is you have no clue if a coupon is available to stack your savings. It would be better if you were taken to a dedicated store page on Mr. Rebates which would show available coupons and then you’d initiate your shopping from that page.

Final thoughts: I was impressed with the cashback rates that Mr. Rebates offers. For some reason I was not expecting them to be competitive, but they absolutely are, especially with Walmart (3%), Home Depot (2%), and Amazon (6%).

Main Street SHARES

Main Street Shares

Formerly known as BigCrumbs.com, MainStreetSHARES was started in 2015 and runs under a similar cashback business model but considers cashback to be just the beginning as they also offer equity in the company. Yes, you read that correctly. See below for details.

  • Number of Merchants: 2,000+
  • Top Merchants: Rite-Aid (6% back), Walmart (2.4% back), Macys.com (3% back), American Eagle (2.4% back), Walgreens (5%), Home Depot (3% back), Dell (3% back), and Sears (4.2% back).
  • Payout Methods: They payout once a month via PayPal only.
  • Sign-Up Bonus: No.
  • Mobile App: No.
  • Do They Offer Coupon Codes? Yes.

How does Main Street SHARES work: Once you register for free, you’ll start earning commissions when you shop and receive “virtual shares” they call msSHARES. These virtual shares are paid back to you when MainStreetSHARES is acquired by a larger company. From their website, “MainStreetSHARES is the only program that shares everything with members.” Upon sale, they are contractually obligated to set aside a minimum of 50% of the net cash proceeds for members to share. They are projecting an acquisition within the next two years.

Why Main Street SHARES is awesome: If they get acquired you can make some BIG bucks. Here’s an example from their website that I thought was clear, based on a $1 billion acquisition. “If the net cash proceeds to MainStreetSHARES from a sale is $1 billion, then MainStreetSHARES will set aside $500 million (50% of $1 billion) for members to share. If Sally has earned .01% (one hundredth of one percent) of the total msSHARES earned by all members, then Sally will receive .01% of $500 million, or $50,000.”

How MainStreetSHARES could be better: I wish they offered cashback on Amazon purchases. Also, BestBuy and Target at only 0.6% cashback is pretty weak. Also, a sign-up bonus for new members would be nice as well.

Final thoughts: The jury is still out if they’ll get acquired, but it’s a good risk to take as you’ll still get cashback on your purchases whether they do or not. And their cashback percentages are pretty darn good, especially at Walmart, Home Depot, and Walgreens.

Click Here to check them out and start earning virtual shares and cashback on your purchases.

Shop at Home

Shop at Home

The coupon and cashback site, Shop at Home.com, has become quite popular in recent years. Here’s how it can save you money.

  • Number of Merchants: 3,000+
  • Top Merchants: Amazon (up to 5.5% back), Kohl’s (2% back), Walmart (2% back), Target (.5% back), Macys.com (3% back), American Eagle (2% back), JCPenney (3% back), Home Depot (2% back), and Lowes.com (.25% back).
  • Payout Methods: Cashback checks are mailed out at the end of the month. You must reach at least $20 to get a check.
  • Sign-Up Bonus:  No.
  • Mobile App: Yes, they have a free iOS and Android app.
  • Do They Offer Coupon Codes? Yes.

Why Shop at Home is awesome: Their list of “featured”, limited-time, cashback commissions is what makes Shop at Home worth a look. For example, until 12/31/16, you’ll get 2% back at Walmart, 2% back at Home Depot, and 4% back at Staples. These two commissions rates are exactly double what Ebates is currently offering. They change these higher limited-time rates often so it’s worth signing up to stay informed of any money saving opportunities.

How Shop at Home could be better: Aside from the small number of “featured” commission rates, Shop at Home’s cashback rates are some of the weakest. For example, they offer .5% at Target (TopCashback offers 2%), 3% at Macy’s (Ebates offers 6%), and 2% at American Eagle (BeFrugal offers 5%).

Final thoughts: Because of their very competitive “featured” commission rates, Shop at Home would make a great complementary program to join. Take advantage of their high “featured” rates with stores like Home Depot and Walmart, especially on large purchases, then use a different cashback programs the rest of the time. Go sign-up and give it a try for yourself.

MyPoints

My Points

MyPoints.com uses a little different “points” model that might appeal to you. Here’s how it works:

  • Number of Merchants: 2,000+
  • Top Merchants: Amazon (5 points per dollar), Kohl’s (2 points per dollar), Walmart (8 points per dollar), Target (2 points per dollar), Macys.com (5 points per dollar), Home Depot (2 points per dollar), JCPenney (15 points per dollar), and Overstock.com (10 points per dollar).
  • Payout Methods: Redeem points for gift cards, use them to book travel, as well as cash payout via PayPal or a Visa Prepaid card.
  • Sign-Up Bonus: No.
  • Mobile App: Yes, they have a free iOS and Android app.
  • Do They Offer Coupon Codes? Yes.

How does MyPoints work: MyPoints works a little different than the other cashback sites listed in this article. You start your shopping from their website or mobile app, shop your favorite online retailers, and earn points on every purchase. For example, at Walmart.com you’ll earn 8 points for every dollar spent. You can then redeem your points by purchasing gift cards to dozens of popular retailers and restaurants, or get cold hard cash. To give you an idea, to get a $25 Starbucks gift card you’ll need 3,700 points which can be earned fairly quickly. You can also earn points by taking surveys, watching video ads or by printing coupons.

Why MyPoints is awesome: It offers several different ways to earn points, many of which don’t require you to shop at all. I also like how you can redeem points for airline miles and hotel bookings. Plus, unlike SwagBucks, you can redeem your points for cash via PayPal.

How MyPoints could be better: The number of points you redeem for shopping is kinda low at many stores. For example, 2 points per dollar at Target is not a big deal to me. You’d have to do a ton of shopping at Target.com to earn anything substantial.

Final thoughts: Jury is still out for me on MyPoints. If you decide to give it a try let me know how you like it, and more importantly, how much money you’ve made with it.

CouponCabin

Coupon Cabin

A few years ago the coupon-based site CouponCabin started a cashback program. Here are the details.

  • Number of Merchants: 3,000
  • Top Merchants: Coach (7% back), American Eagle (3% back), Urban Outfitters (9% back), Target (2.5% back), Macys.com (7% back), American Eagle (4% back), Sears (9% back), and Home Depot (6% back).
  • Payout Methods: Check or via PayPal.
  • Sign-Up Bonus:  No.
  • Mobile App: Yes, for both iOS and Android.
  • Coupons: Yes.

How does Coupon Cabin work: The same formula as the other cashback sites. Just register and start all your shopping at CouponCabin and you’ll get cashback at participating retailers.

Why Coupon Cabin is awesome: They have a lot of “Exclusive Offers” that have a higher, limited-time, cashback rate. It looks like some of these offers are only good for 24 hours and some are only good for a certain number of redemptions. A few that caught my eye include 10% back at Walmart, 7% at Target, 6% at Home Depot, and 14% back on any single item at Macy’s.

How Coupon Cabin could be better: They could offer a sign-up bonus to give shoppers an incentive to test out their program.  But I can let that slide, especially because of what they do for military families with their Coupons for Troops program.

Coupon Cactus

Coupon Cactus

Coupon Cactus.com has been helping shoppers save money for over a decade. After some investigation, here is what I discovered about them…

  • Number of Merchants: 4,000+
  • Top Merchants: Kohl’s (3% back), Target (2.5% back), Shutterfly (2% back), Walmart (1.5% back), Safeway ($4 back), Sam’s Club (2% back), and QVC.com (2.5% back).
  • Payout Methods: You’ll get paid on a quarterly basis by check or PayPal, your choice.
  • Sign-Up Bonus: Sign-up and “Like” them on Facebook and get $3 added to your account.
  • Mobile App: No.
  • Do They Offer Coupon Codes? Yes, it’s kinda in the name.

How does Coupon Cactus work: Register for free, start all your shopping on the Coupon Cactus site and start collecting cash back from select retailers.

Why Coupon Cactus is awesome: They have a huge selection of retailers to pick from and they have a ton of coupons that are kept up to date. Nothing worse than getting to the checkout page only to discover the coupon expired last week.

How Coupon Cactus could be better: In terms of cashback, it’s missing a few key players. No money back from Amazon, Lowe’s, Home Depot, Lands’ End, only .05% back from BestBuy, only .7% from Dell, and only 1% back from JCPenney. A huge majority of their cashback percentages are less than what the competition offers.

Also, in terms of site design, it’s fairly 2004 in appearance. Hate to keep bashing, but they also get knocked down a peg for not offering a sign-up bonus as well as not having a smartphone app for mobile shopping. Also, paying on a quarterly basis is kinda bad as I’d forget about my balance before I ever collected.

Final thoughts on Coupon Cactus: For the sake of completeness, I wanted to include Coupon Cactus in this article but after looking at some of their competition, I have a hard time recommending them.

Bonus: Popular Store Cashback Rates

Here’s a breakdown of some of the more popular retailers, and more importantly, which cashback site gives you the most money back.

I’ll keep this list updated and periodically add new retailers as well.

Ask the Reader: Are you a member of any of these cashback programs? If so, how much money have you made so far?

Happy savings.


By Kyle James

P.S. – While all opinions in this article are my own, and I was not compensated in any way to write this article, it does contain some affiliate links that pay me if you register. Money I use to keep my free blog content rolling. Having said that, let me know which cashback program you end up picking, and more importantly, how much money it’s saving you.

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Join Sam’s Club by September 6th and They’ll Essentially Pay You $95

August 18, 2016 by Kyle
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I love sharing great membership deals when I find them for both Sam’s and Costco. This membership deal is for Sam’s Club and is valid through 9/06/16. If you’ve been on the fence about joining, this could be a great time to do it. Here are the details….

Sam's Club Deal

Pay $45 to Join Sam’s and Get $95 Worth of Stuff

Here’s what you get for your 45 bucks:

  • Free $20 Sam’s Gift Card. ($20 value…haha).
  • Coupon for a free 16″ take & bake pizza, free chocolate chunk cookies (18 ct.), and $4 off Organic Spring Mix Salad making it basically free. ($20 value)
  • Free Upgrade to a Sam’s Plus Membership ($55 Value). The Plus Membership is typically $100/year and comes with everything in the Basic $45 membership plus:
    • $10 back for every $500 spent.
    • 5 free prescriptions.
    • Free club pickup with your online order.
    • Early access to the warehouse (7am, M-Sat).
  • $100 in Instant Savings. Not exactly sure what the “Instant” savings is, and if it’s just a come on, so I’m not including it in the $95.

Click Here to get access to this limited-time offer from Sam’s. You can either sign-up online, or they’ll let you enter your email address and send you a code to redeem this offer in-club.

Overall, a pretty good deal. Still not interested in becoming a member? No worries, check out 8 Ways to Shop at Sam’s Club Without a Membership.

Ask the Reader:  Let me know if you joined, and if you did, what deals in the warehouse are don’t-miss productions in your opinion?

Happy savings.


By Kyle James

Photo by Mike Mozart.

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How To Start a WordPress Blog with BlueHost (and Actually Make Money From It)

August 16, 2016 by Kyle
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(Note: This article is a little different from the norm around here, but I’ve been getting a bunch emails from folks asking me how I make money and how they can get started with a blog of their own. So I figured it was time to share how I did it! I hope it helps and let me know if you have any questions.)

I’ve been blogging full-time since 2007 and making a good living at […] Continue Reading…

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How to Get the Hidden $30 Month T-Mobile Plan (w/ No Contract) and Save $60 Month

August 15, 2016 by Kyle
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So my 2 year contract with Verizon recently ended and I was sick and tired of my wife and I paying over $130 a month for our 2 ancient and slow iPhones. The camera is total crap, and I can walk to the closest Starbucks before I could pull up the actual location on my phone. Paying that much money every month was killing me. Over $1,500 a year for 2 mediocre phones. Completely […] Continue Reading…

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What Walmart Buying Jet.com Means for Amazon (and All of Us Online Shoppers)

August 11, 2016 by Kyle
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I’ve written before about Jet.com, and how it compares to Amazon Prime in terms of price and selection. But the recent news that Walmart bought Jet.com for over $3 billion could very well be a game-changer in online shopping. This is especially true for the folks at Amazon.com as the move clearly poses a threat to the online giant. Below is what Walmart buying Jet.com means for Amazon.

What is Jet.com?
For those of you unfamiliar, Jet is the […] Continue Reading…

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Learn How to Use the iBotta App To Save Money…Plus Some Insider Savings Tips

August 10, 2016 by Kyle
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(Updated 8/24/16) While I’ve written about cool shopping apps in the past, I’ve never found one that I REALLY liked. By “liked”, I mean had it on my smartphone homepage and accessed it daily. Well, until I started using iBotta and learned how to use it effectively to save quite a bit of money.

I love iBotta because it actually has offers, and I mean a TON of offers, on grocery products that my family regularly buys, and […] Continue Reading…

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How to Essentially Get a $55 Costco Membership for Free (7 Ways to Make it Happen)

August 9, 2016 by Kyle
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My family loves to shop at Costco. In terms of savings, we basically get our Costco membership for free. From the Kirkland deals, to the giant play-structure that unmercifully snatched 3 days of my life, the Costco warehouse provides some great ways to save money. Over the years I have discovered some out-of-the-box ways to save at Costco that can easily pay for your $55 gold membership in a couple short months.

These techniques essentially get you a Costco […] Continue Reading…

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Target to Sell Amazon Kindle and Fire TV’s Beginning in October

August 4, 2016 by Kyle
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Target’s 4-Year Break With Amazon is Over
Four years ago, Target said goodbye to Amazon products like the popular Kindle reader. Most figured it was because Amazon poised a competitive threat to Target. Made sense to me at the time. After all, it would kind of be like Walmart.com selling a 1-year membership to Amazon Prime. Well, maybe that’s a stretch, but you get my point.

So it came as a bit of a surprise when […] Continue Reading…

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