Lowe’s Return Policy: Make It Work For You (and Rock Your Next DIY Project)

July 28, 2017 by Kyle

(Updated 1/17/18) On the surface, the Lowe’s return policy seems pretty straight forward. But once you dig into it a little bit you realize that it has some nuances to it that are worth knowing, especially if you are a big DIY’er and shop at Lowe’s regularly. I also have some insider return policy tips at the bottom of this article to help you even more. I hope this helps.

Lowe's Return Policy: Make It Work For You

How Many Return Days Does Lowe’s Give You?

90 days.

The Lowe’s return policy stipulates that you have 90 days to return items to their store.

Are There Exceptions to the 90 Days?

Yes, there are exceptions and here they are…

  • Winter/Holiday Seasonal Items – Must be returned by December 31st of the same holiday season.
  • Major Appliances – 30 days.
  • Outdoor Power Equipment – 30 days.
  • Trailers – 30 days.

FYI: You can only return trailers to a Lowe’s store in the same state that you bought it.

See Also: Lowe’s Credit Card: Insider Tips to To Make It Work For You

Do You Need Your Receipt?

Typically, NO.

If you don’t have your receipt, Lowe’s can usually use your credit card, MyLowe’s card, or phone number to find your order details.

If they can’t find any record of your purchase, they’ll typically issue you in-store credit at the item’s current price.

Be aware that if you try to return too many items to Lowe’s without a receipt they may limit your returns or deny them completely.

See Also: Home Depot Return Policy: The In’s & Out’s

What If You Paid with Cash or a Check?

No receipt is required to get a refund or exchange if you use cash or a personal check.

Lowe’s can actually look up your purchase with your phone number. For this reason, be sure to provide a phone number when you checkout.

Obviously this only applies to in-store purchases.

What About Online Purchases?

The same 90-day return policy exists on purchases made via Lowes.com.

Most items bought online come with a prepaid shipping label which is WAY cool.

Just repackage the item with the original box, manual, and parts and send it back at no charge.

Or even easier, return the item to your local Lowe’s store if you have one in your area.

Unfortunately, when you return an item via the mail you’re out the original shipping charges (if any).

Can You Return Items Bought In-Store via the Mail?

If taking items back to the store is not convenient, you can indeed return items via mail.

Because you won’t have a prepaid shipping label, you’ll have to call Lowe’s directly at 1-800-445-6937 to initiate the return process.

What About Defects That Happen After 90 Days?

You just might be eligible for some relief if your product/appliance has a manufacturer defect after your 90 day return window expires.

Just call Lowe’s at 1-888-77-LOWES to schedule a factory-certified service appointment.

If the repair is covered by the manufacturer’s warranty you won’t be charged a cent.

Gift Cards…Can You Return Them?

The only way you can return a lost or stolen gift card is by presenting the original receipt.

Once presented, Lowe’s will reissue a new gift card for the remaining balance.

Lowe’s Return Policy Insider Hacks…

Here are some insider tips and hacks to make their return policy work best for you.

  • Major Appliances – Always inspect them closely upon delivery. You have 3 days from date of delivery to call Lowe’s at 1-800-445-6937 to report any damage or missing parts.
  • Return Item When Competitor has Lower Price? – If you notice that a local competitor like Home Depot or Ace Hardware has the item you bought at a lower price, you can get a price-match without returning the item. Just bring in proof of the lower price and you’ll get cash back for the difference PLUS an extra 10%.
  • Double Dip Your Savings with Store Credit (Not a Return) – Shop online at Lowe’s.com, but first use my favorite cashback site TopCashBack as they’ll give you 5% back on your Lowe’s online purchase. When you’re checking out online, choose “store pickup” then stop by your local Lowe’s and pick-up your order. Next, walk around the store for a few minutes, then return to the customer service desk and ask for “store credit” as you changed your mind on the purchase. Result? You’ll still score the 5% cashback and have store credit to use on your next purchase. Rinse and repeat.
  • Lowe’s vs. The Home Depot – Whose return policy is better? From talking to store employees, it seems to come down to individual store managers and how they handle returns. Some managers (at both retailers) are very willing to bend over backwards to keep the customer happy and accept a return on darn near any product, regardless of age or condition. The takeaway here is to get familiar with both retailers in your area and figure out which store is more lenient on returns and take your business there.

Ask the Reader: Do you have any tips to make the Lowe’s return policy even more useful? Let me know in the comments section below.

By Kyle James

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20 Comments on "Lowe’s Return Policy: Make It Work For You (and Rock Your Next DIY Project)"

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What if the appliance fails within the 30 days but the issue is not realized until after 30 days. I called for service within the 30 days as the fridge failed. Can I still get a full refund


I have discovered that because I have returned to many internet orders ( to the store or shipped back) there is a hold on ME from internet ordering. I CAN NOT place an order online as I blocks me. Doesn’t matter if I use my Lowes credit card ( paid up and excellent credit) or my Visa or American Express card. I am blocked.
After numerous call to Lowes and numerous transfers to” supervisors”
I asked the question “does Lowes have a policy regarding blocking internet purchases if someone had a lot of returns”. The answer I got was ” I don’t have that information in front of me”. Now I can go into my local store and make purchases or place on line orders through the store but no matter what credit card I use (all in good standing) I am blocked from ordering on line. It’s always ” turned over to IT for investigation” but never resolved. It has been happening for several months…

Leshawn Ross

Lowes is full of it I was away on business had the contractor to take the item I baought an they gave him a in store credit my husband was not pleased about some of his work fired him I went to use the card now keep in mine I bought the things originally that got this in store credit they told me I need the guy who returned the stuff so he can show his I D Home Depot did not give us no problem same case shop at Home Depot Lowes is full of it


It is more than likely linked to your lowes.com username. Sign up with a different username/password and email. This will resolve your issues.


“Double Dip Your Savings with Store Credit (Not a Return)”

That’s pretty pathetic. Intentionally plan to rip off a retailer (how do you think those rebates get funded). I’ll bet you spend half your time complaining about high prices while, basically, stealing from the same retailers.


Just a heads up the Christmas item return deadline got moved up to December 26th this yeah not the 31st.

val m

“Double Dip Your Savings with Store Credit (Not a Return)”

That’s intentionally ripping off LOWES….. but it doesn’t work as you advertise it anyways. That’s because you cannot use store credit (Lowes merchandise card) online. You can only use credit cards or gift cards online.


Lowes no longer offers additional 10% on price matching. Signage and verbiage has been removed from website and in store.

Kathryn S Odonnell

I bought a gift card for Carrabba at Lowe’s for a Christmas gift for my sister. I have original receipt but she has not received it in the mail. Can I get credit for it or get a replacement card. I purchased it with a Lowe’s credit card. Please help me

Brian Siewert

Yes. Just bring receipt to store and say it was lost in mail. They should void that one and give you a new one.

Louella Sumlin

My husband returned his Christmas gift, and they would not give him the money, because it was charged on the credit card, however the credit card has a 0 balance. I owe nothing on my credit card, so I don’t want a credit. How do I get my money back.


Even if the balance is zero, it can still be refunded. You will have a negative balance. Just use the negative balance for something else needed. No retailer is going to refund cash from a credit card transaction, simply because this could be an easy scam for credit card fraud related activity. The only time I ever seen this done was with Circuit City by mail, and they would issue a check. Of course Circuit City is out of business now…take that how you want, lol.

Brian Siewert

Just contact your credit card company and they should send you a check if you have a negative balance. Or just use the card for whatever next to bring balance back to zero.


I bought items in a box. There were 10 inside the box. I used 4. Can I return 6 back at lowes?


Technically yes, if they have individual barcodes than the contractor pack box you purchased. But this is again attempting fraud if you got a large pack of 10, simply because buying 10 together is cheaper than buying 10 separate.

Brian Siewert

Fraud may be a little much. But Lowes might adjust the price of the 4 you used to original non bulk price before giving you a refund.

LaShron Ogletree

Hello I purchase an Wedelt gas air compressure about 2 years ago with a in store credit card given to me from my grandmother. The air is low can I take it back to Lowes for an exchange?

Brian Siewert

You can always try. If not, check manufacturers warranty and if that is expired, check your credit card you used. A lot of them extend warranty’s for a year or two.