Amazon Split Payment: How to Make It Happen in a Few Steps

Updated April 30, 2024 by Kyle James
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Whether you’re looking to buy a toy for your pet, your favorite makeup product, or a doormat for your house, Amazon truly has it all. With so many things to buy on Amazon, this can make racking up a large order balance quite easy. However, Amazon gift cards in conjunction with your credit or debit card can be a great way to split up the payment. Discover exactly how to make an Amazon split payment, and what you’re unable to do with Amazon’s split payment method below.

Amazon Split Payment: How to Make It Happen in a Few Steps

How to Split a Payment on Amazon?

You can split a payment on Amazon between an accepted credit or debit card and an gift card.

However, you cannot split a payment between multiple debit and/or credit cards.

What Are The Steps?

Here are the simple steps on how to split a payment on Amazon if you want to use a gift card and a credit card at checkout.

1. On your PC or Mac computer, ensure all the items you want to buy are added to your cart on Amazon.

2. Go to your cart and click the “Proceed to checkout” button (should be in the upper-right corner of your screen).

3. Then, in the “Add a gift card, promotion code, or voucher”, you’ll want to enter your Amazon gift card information and click “Apply”.

4. You may already have an outstanding gift card balance previously applied. If so, click the “Use your $X gift card balance” to use the rest of your gift card balance.

5. Select the debit or credit card you’d like to use to pay the rest of your order balance.

6. Review the page to ensure the correct gift card and payment method were selected, and then click “Place your order”.

See Also: The Easy Steps to Hide Your Amazon Orders

Any Minimum Order Size Requirements?


There are NOT any minimum order size requirements to split payments on Amazon between a gift card and a credit, debit, or prepaid credit card.

Therefore, this is a great way to use up the rest of your Amazon gift card balance (even if it’s just a small amount!).

Do I Have to Be a Prime Member to Split a Payment?


You don’t have to be a Prime member to split the payment between a gift card and a credit, debit, or prepaid card.

Any Amazon customer can split a payment on Amazon.

Can I Use 2 Separate Credit or Debit Cards to Pay?


You cannot use 2 separate credit or debit cards to pay on Amazon.

You can only use a gift card along with 1 credit or debit card to pay.

See Also: How Late Does Amazon Deliver? Here’s the Real Dealio

How About Using 3 Credit Cards?


Again, you can only split payments between a single credit card and a gift card.


Consider splitting your Amazon order up into different transactions and use a different credit card for each transaction if you want to use 3 separate cards.

Need to Use 2 Debit or Credit Cards?

For financial reasons, you might find yourself needing to use 2 debit or credit cards on a purchase which Amazon prohibits.

But a clever workaround is to use a debit or credit card to buy an Amazon gift card for whatever amount you want, THEN use that gift card with your other debit or credit card.

This is also works as a way to essentially split a purchase with a friend so one of you doesn’t have to put the entire amount on their credit card and get reimbursed later.

Can I Use a Gift Card and a Credit Card to Pay?


Amazon’s split payment method encourages customers to use a gift card with a credit or debit card to pay for their order.

This way, if you have a gift card that doesn’t pay for your full order, you can still use it to deduct your total balance and then use your credit card to pay off the remaining balance.

Can I Use a “Prepaid” Credit Card and a Gift Card to Split a Payment?


You can use a prepaid credit card along with an Amazon gift card to split your Amazon payment.

Therefore, if you have a Visa, MasterCard, or America Express prepaid credit card lying around, consider using it next time you shop on Amazon.

See Also: Here’s What To Do If Amazon Delivers to the Wrong Address

Ask the Reader: Do you split your Amazon payments often? If so, have you ever ran into any issues?

By Kyle James


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