Sam’s Club Savings Secrets That’ll Make You Feel Really Smart

Updated March 24, 2025 by Kyle James
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Sam’s Club is a great place to save money, but aside from the bulk buying aspects, there exists some clever out-of-the-box ways to save even more. Many of these insider tips will change the way you shop at Sam’s and make you wish you knew them WAY sooner.

Sam's Club Savings Secrets That'll Make You Feel Really Smart

Shop Online Without a Membership

Believe it or not, you don’t actually need a membership to shop at Sam’s Club.

Non-members can shop online, but they will incur an extra 10% fee.

However, there is a way around this: if a Sam’s Club member purchases a Sam’s Club gift card for you, you can use it to shop in-store without needing a membership.

PRO TIP: TOP NAME-BRANDS MAKE MANY MEMBER’S MARK PRODUCTS

Similar to the Kirkland brand at Costco, many name-brand manufacturers make the Member’s Mark in-house brand products for Sam’s Club.

They include the following:

  • Batteries = Energizer
  • Bottled Water = Niagara Bottling
  • Jeans = Wrangler
  • Dog Food = Purina
  • Peanut Butter = Peter Pan (ConAgra)
  • Cheese = Sargento

Decode Sam’s Club Price Tags to Know When to Buy

Big thanks to loyal reader Chris for shedding light on how to read price tags at Sam’s Club’s.

Here’s what you need to know to spot deals and clearance items like a pro.

Prices Ending in 1 (e.g., $8.71 or $125.01) = Clearance & Sale Items. It’s a clearance item and marked down for a final sale and typically represents a great deal.

Decode the Shelf Tag Letters

Look at the upper right-hand corner of the shelf tag, where a letter next to the item number provides key insights:

A = Active Item – A regularly stocked product.

N = Never-Out – Always expected to be in stock.

C = Canceled – Will no longer be carried. If it’s not already on clearance, markdowns are coming soon.

S = Seasonal – Available for a limited time, but may be restocked a few times before it’s gone.

O = One-Time Buy – Limited stock, one shipment only. If you want it, grab it now—it likely won’t be restocked.

Score Extra Discounts on Display Models

If an item’s shelf tag has a C (for Canceled) and it’s the last one in-store, ask a manager for a discount on the display model. You can often negotiate at least 20% off!

Watch the Date on the Price Sign

At the bottom of the price sign, you’ll find a date indicating when the sign was last printed. This is a great way to track markdowns and time your purchase for the lowest possible price.

Shoutout to Jenn for this super useful tip.

PRO TIP: SHOP ON A TUESDAY OR WEDNESDAY

There is little doubt that shopping at Sam’s Club on a Tuesday or Wednesday means fewer crowds, shorter checkout lines, and a more relaxed shopping experience compared to the weekend rush.

I’ve also found that midweek shopping also increases your chances of finding fully stocked shelves, especially for high-demand items like fresh produce, meats, and popular household essentials.

Sam’s is gonna be much quieter, allowing you to take your time to compare prices, browse markdowns, and spot hidden deals without feeling rushed.

Score a Club Membership for 50% Off

Sam's Club membership for 50% off

Sam’s Club frequently runs promotions where new members get 60% OFF the cost of membership.

The current offer expires February 26th, 2025 and gets you a 1-year Club Membership for only $20 (60% off).

I’ll be sure to keep this article updated with the newest membership coupon.

Use the Scan & Go App to Save Time and Money

Sam's Club Scan and Go App

Sam’s Club members have a game-changing tool at their fingertips: the Scan & Go feature in the Sam’s Club app.

This app not only eliminates the hassle of checkout lines, but also unlocks exclusive digital discounts you won’t find at the register.

Here are the steps to make it happen:

1. Open the Sam’s Club App – Download and sign in with your membership.

2. Scan Items as You Shop – Use your phone’s camera to scan barcodes while adding items to your cart.

3. View Instant Savings – Some products have digital-only discounts that apply automatically.

4. Pay Instantly in the App – When you’re done shopping, complete your purchase with your phone.

5. Skip the Checkout Line – Show your digital receipt to an associate at the exit, and you’re on your way.

PRO TIP: USE SCAN & GO AT SAM’S GAS STATIONS

Members should definitely use the Scan & Go app for fuel purchases, making fill-ups faster and more convenient.

That means no more waiting in line at the pump or fumbling with your card at the payment terminal—just scan, pay, and fuel up effortlessly.

How to use Scan & Go for fuel:

  1. Open the Sam’s Club App and select Scan & Go.
  2. Choose “Fuel” when you’re at a Sam’s Club gas station.
  3. Scan the QR Code on the pump to activate it.
  4. Select your payment method and confirm your purchase in the app and start fueling.

Also, some Sam’s Club locations offer exclusive Scan & Go fuel discounts, so keep an eye out for extra savings.

Take Advantage of Tire Services at Sam’s Club

Sam's Tire Center

Sam’s Club offers free tire repair to all active members, regardless of where the tires were purchased which is kinda awesome.

So whether your tires came from Sam’s Club or another retailer, take advantage of this valuable perk.

You get lifetime tire repair services for all types of tires, as long as the tire has at least 2/32 inches of tread remaining and is deemed repairable.

Tire repairs at most shops range anywhere from $20 to $30 per repair, meaning that even a single flat tire could make your Sam’s Club membership pay for itself.

In addition to free tire repair, Sam’s Club provides other complimentary auto services to help you maintain your vehicle:

Air pressure check – Properly inflated tires improve gas mileage and ensure a smoother ride. Stop by Sam’s Club for a free air pressure adjustment.

Tread depth check – Worn-out tires can be dangerous, especially in wet or icy conditions. Sam’s Club will measure your tread depth to ensure your tires are safe to drive on.

Battery check – If your car is slow to start, Sam’s Club has free battery checks to determine if your battery is in good shape or needs to be replaced.

PRO TIP: HAVE A WALMART GIFT CARD COLLECTING DUST?

Maybe you don’t shop often at Walmart. Or perhaps you often forget to use your gift cards.

If you have unused Walmart gift cards laying around, get them in your wallet and use them the next time your shopping at Sam’s Club.

Yes, Walmart owns Sam’s Club. Yes, your Walmart gift cards will work at Sam’s.

Sam’s Club Unofficial 7-Day Price Protection Policy

Sam’s Club does NOT have an official price adjustment policy.

BUT….many members have reported to me that they often receive a price adjustments within 7 days of purchase, this practice is subject to the discretion of individual clubs.

But I’m here to tell you that YOU HAVE NOTHING TO LOSE by trying. This works especially well if you plan to buy high-ticket electronics or appliances that you may return later.

If a price drops shortly after your purchase, and a price adjustment is not honored, consider returning the item and repurchasing it at the lower price.

I’ve been told that many employees don’t want to deal with a “return and rebuy” situation and will often give the price adjustment on the spot, especially if you’re persistent…but polite.

PRO TIP: TAKE ADVANTAGE OF SAM’S RETURN POLICY

Their return policy is pretty darn good as the give you unlimited return days on the majority of products they sell.

Plus, I was told by an employee that they give you an “unofficial” lifetime warranty on Member’s Mark items that lets you return it for a full refund whenever you want, no questions asked.

Ask the Reader: What not completely obvious Sam’s Club savings hack did I miss? Let me know in the comments. 


By Kyle James

The Best and Worst Things to Buy at Target (According to Employees)

Updated February 15, 2025 by Kyle James
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Savvy consumers are aware that not everything sold at Target provides great value for the money. Some products provide great value while others can be found at better prices at other stores. With the help of a dozen Target employees, I explore what to buy and what to avoid.

The Best and Worst Things to Buy at Target (According to Employees)

First…let’s talk about the 10 BEST things to buy at Target…

1. Home Décor

Target’s home décor section is a treasure trove for anyone looking to spruce up their living space on a budget.

In particular, their in-house brands like Threshold, Opalhouse, and Hearth & Hand with Magnolia offer stylish, high-quality pieces at reasonable prices.

“Home décor clearance on our in-house brands is the best at the end of each season, usually in late January, July, and October,” says Tina, a friendly Target employee I chatted with. “Also, always check the end caps of aisles—that’s where we put most of the markdowns.”

PRO TIP: USE TARGET CIRCLE REGULARLY

Target’s free loyalty program, Target Circle, offers personalized deals, coupons, and 1% back on purchases.

Regularly check the app for discounts on items you’re planning to buy.

2. Generic and Store-Brand Products

Target’s private labels, like Good & Gather, Up & Up, and Market Pantry, are known for their quality and affordability.

These brands often match or exceed the quality of national brands but cost significantly less.

“Honestly, just go for the Target brands,” says Emily, a Target employee. “Good & Gather, Up & Up—they’re basically the same as the name brands, but your wallet won’t hate you for it.”

PRO TIP: TARGET BRANDS HAVE A 1-YEAR RETURN POLICY

The Target return policy stipulates that all of their store brands come with an extremely generous 1-year return policy.

3. Seasonal and Holiday Items

Whether it’s Halloween costumes, Christmas decorations, or back-to-school supplies, Target’s seasonal section is well-stocked with unique and affordable items.

“After Christmas, our holiday décor goes on clearance, starting at 50% off and eventually dropping to 70% or even 90% off,” shared a Target employee. “If you want the best selection, shop right after Christmas, but if you’re looking for the biggest savings, wait a few days into January.”

PRO TIP: SHOP CLEARANCE AND END CAPS

Target’s clearance items are often tucked away on end caps (the shelves at the ends of aisles). These sections can be a goldmine for heavily discounted items.

4. Clothing and Accessories

Target’s apparel offerings have significantly improved over the years. With brands like Universal Thread, A New Day, and All in Motion, you’ll find stylish, comfortable, and affordable clothing for the whole family.

“The clearance rack is a goldmine,” says an employee I chatted with from the apparel department. “Keep an eye out for yellow or red clearance stickers on tags—these often indicate multiple markdowns, and the lower the last digit (e.g., $9.98 vs. $9.99), the closer the item is to being fully discounted.”

5. Beauty and Personal Care Products

The beauty section at Target is a goldmine for affordable and effective products. They carry a mix of drugstore staples and premium brands, including an expanding selection of clean and cruelty-free options.

Kristin Ess products are a customer favorite,” said Maria who restocks beauty products. “Many people come here specifically for those because they’re salon-quality but really inexpensive.”

6. Baby Essentials

Parents love Target for its reliable and affordable baby products. From diapers and wipes to baby food and gear, Target’s baby section is stocked with trusted brands and competitively priced store-brand alternatives.

“The best way to save is to watch for Target’s gift card promotions,” according to an employee I talked with. “We often run deals like spend $100 on diapers and wipes, get a $20 gift card.”

PRO TIP: CAR SEAT TRADE-IN COUPON

Twice a year, Target hosts car seat trade-in events where you can bring in old or expired car seats and receive a 20% coupon.

The coupon can be used in-store or online for a new car seat, stroller, travel system, or other select baby gear.

Exact dates may vary, so keep an eye on Target’s website, app, or social media for announcements.

7. Kitchenware

If you’re looking to upgrade your kitchen without breaking the bank, Target is an excellent place to shop. Brands like Made By Design and Room Essentials offer functional and stylish kitchen tools, cookware, and dinnerware at affordable prices.

“Kitchenware goes on clearance at the end of each season, especially after big holidays like Thanksgiving or Christmas,” says Sarah, a Target employee. “Check the clearance end caps in the kitchen section, and don’t forget to look for sales on Target-exclusive brands like Threshold or Hearth & Hand.”

PRO TIP: DON’T FORGET ABOUT A PRICE MATCH

Target’s price match policy allows you to get the best price if you find a lower price at select competitors. Always check online before making a big purchase.

8. Electronics and Tech Accessories

Target frequently runs promotions on electronics and tech accessories, making it a good spot to snag deals on items like headphones, smart home devices, and gaming accessories.

“Always check for clearance deals on end caps near the electronics section,” shares Alex, a Target employee. “We also mark down display models or older versions when new ones come in—just ask a team member about open-box deals.’”

PRO TIP: LOOK FOR APPLE PROMOS

Be sure to keep an eye on Target’s weekly ad for gift card promotions, things like “Buy an Apple product and get a $50 gift card”  are fairly common.

9. Books and Board Games

Target’s book section often features bestsellers and exclusive editions at discounted prices. It’s also a great place to pick up board games and puzzles, especially during sales or with Target Circle offers.

“The exclusive editions are a big draw,” says an associate from the entertainment section. “People often come here for special covers or bonus content.”

PRO TIP: TIMING MATTERS

Target’s markdown schedule varies by department, but many items are marked down on specific days of the week.

For example, electronics are often discounted on Mondays, while clothing sees markdowns on Tuesdays.

10. Groceries

While not the cheapest grocery store, Target’s food section can be a convenient option for pantry staples, snacks, and frozen foods.

“The best way to save is to use Target Circle,” says Amanda, a Target employee. “There are always discounts on pantry stuff, fresh produce, and even meat. Also, check for buy-one-get-one-free deals and gift card promotions, like ‘Spend $50 on groceries, get a $10 gift card’.”

And now the WORST things to buy at Target…

1. Furniture

While Target’s furniture is stylish and affordable, the quality can be hit or miss.

“Our furniture is great for decoration,” says a store associate. “But for long-term or heavy use, customers might want to look at specialized furniture stores.”

2. Fresh Produce and Meat

Target’s grocery section is convenient, but its fresh produce and meat are not always the best value.

“Our selection is smaller,” says a grocery associate. “It’s better for quick pickups than for stocking a full freezer.”

PRO TIP: SIGN-UP FOR THE RED CARD

The Target RedCard gives you 5% off every purchase, free shipping on most online orders, and an extended return period.

If you’re a frequent shopper, the savings can add up quickly.

3. Fitness Equipment

Target is often not the best place for fitness equipment because the selection is limited and the quality often sucks compared to items from dedicated fitness retailers.

Expert advice on choosing the right gear is usually lacking too.

“Target’s fine if you just need a yoga mat or some light dumbbells,” says Emily, a Target employee. “But if you’re trying to build a legit home gym, you’re gonna want to go somewhere that actually knows fitness gear.”

4. High-End Electronics

While Target offers decent deals on smaller tech items, it’s not the best place for high-end electronics like TVs, laptops, or cameras.

“Target’s not really the place for high-end stuff,” says Josh. “We don’t carry a lot of the premium models, and the prices are usually the same as everywhere else—just without the perks. We’re better for mid-range stuff or when we have a good deal.”

PRO TIP: LOOK FOR OPEN BOX DEALS

Target often discounts open-box or slightly damaged items, particularly in electronics and furniture. These items are usually in good condition and can save you a significant amount.

Also, you can often negotiate the price on these items and ask for an additional 15% discount. Most managers want this stuff out of the store and are willing to work with you on the price.

5. Toys

Target’s toy section is fun to browse, but the prices are not always competitive.

“Honestly, Target’s toy prices aren’t that great most of the time,” says Amanda. “You can usually find the same stuff cheaper online or during big sales at other stores. Plus, we don’t always have the best selection, especially around the holidays when things sell out fast.”

6. Tools and Hardware

Target’s selection of tools and hardware is limited and often priced higher than stores like Lowe’s, Home Depot, or Harbor Freight.

“If you’re buying tools at Target, you’re probably just desperate,” jokes Mike. “We’ve got a hammer, a screwdriver, and maybe some duct tape.”

PRO TIP: DON’T FORGET TO STACK COUPONS

Target allows you to stack manufacturer coupons with store coupons and Target Circle offers.

Combine these with your RedCard discount to maximize savings on a single purchase.

7. Jewelry

While Target’s fashion jewelry is affordable and trendy, its fine jewelry offerings are not the best value.

“Our jewelry is great for casual wear,” shares a jewelry department worker. “But for special occasions, customers tend to shop elsewhere.”

8. Specialty Kitchen Appliances

Target’s prices on specialty kitchen appliances, like espresso machines or stand mixers, are often higher than those at warehouse clubs or online retailers.

“We carry the basics,” says a team member. “But for high-end appliances, people often shop online or at specialized stores.”

PRO TIP: ALWAYS SHOP AFTER CHRISTMAS

Holiday-themed merchandise is ALWAYS heavily discounted at Target in the days following Christmas making it a great time to shop.

Stock up on decorations, candy, and other seasonal items for next year at up to 90% off.

9. Pet Supplies

While Target carries a decent variety of pet products, they’re not always the most cost-effective option or have the best selection.

“I’ve heard that online stores have better deals,” says a pet supplies associate. “But people like the convenience of grabbing items here.”

10. Party Supplies

Target’s party supplies are convenient but often more expensive than discount retailers like Dollar Tree or Dollar General.

“We hear this from customers occasionally,” says an employee from the seasonal section. “But our selection is good if you’re already here shopping.”

Ask the Reader: Do you agree or disagree with these good and day buys? Let me know in the comments what I missed.


By Kyle James

Amazon Haul Vs. Temu: Which Is Better For Bargain Hunters?

Updated December 20, 2024 by Kyle James
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When Amazon launched Amazon Haul in November of 2024, it aimed to compete with budget-friendly shopping platforms like Temu. While it introduces affordability to Amazon’s ecosystem, Amazon Haul struggles to measure up to Temu in several key areas. Here’s a full breakdown and comparison so you bargain hunters can decide for yourself.

Amazon Haul Vs. Temu: Which Is Better For Bargain Hunters?

1. Product Selection

Amazon Haul

Amazon Haul boasts a curated collection of low-cost items priced at $20 or less, but this limited selection leaves much to be desired.

The range of products is narrow, primarily focusing on basic essentials.

I browsed the Haul interface for 10 minutes and was not impressed with the variety of items that were for sale, it felt like I was shopping at Dollar Tree but the prices were in the $2.50 to $6 range.

Also, the Haul platform can only be accessed via the Amazon app making it a little less accessible to older folks who aren’t smartphone and tablet savvy.

Temu

Temu offers an overwhelming variety of products across every imaginable category.

From quirky gadgets to niche household items, Temu caters to a broader audience with more options for customization and unique finds.

After browsing Temu for a few short minutes, I had 8 things in my shopping cart, ready to buy. They included work gloves, socks, a WAY cool little drone, and a dog bed for our Labradoodle.

Verdict: If you want variety, Temu easily wins.

See Also: 15 Brilliant Ways to Save at Temu

TEMU WINS ON VARIETY FOR ONE SIMPLE REASON

Amazon does NOT want their Haul business to cut into their regular shopping platform.

So it makes perfect sense that they’re going to offer a very limited selection of products. But for Haul to stick around, they’re going to need to up their product selection or I think this little experiment is not going to be around for long.

2. Prices

I checked the pricing on 25 different products on both Haul and Temu.

Products included a HDMI cable, a jump rope, table runner, sunglasses, flip flops, pill organizer, decorative lights, and an Apple Watch band.

The prices on Temu were cheaper on 22 of the 25 items.

Verdict: For true budget-friendly shopping, Temu’s pricing structure crushes Amazon Haul.

PRO TIP: TEMU WILL ALSO DO PRICE ADJUSTMENTS

After you place your order, Temu will give you money back via a price adjustment if they lower the price on something you bought within 30 days.

Simply go into your account, go to your order, and tap on “Price Adjustment” and they’ll automatically credit your account if the price dropped on something you bought, even if you haven’t received the item yet.

It’s free money, be sure to take advantage as the prices on Temu are very fluid.

3. Shipping Costs and Times

Amazon Haul: Despite being part of the Amazon ecosystem, Haul doesn’t offer Prime shipping benefits.

Orders over $25 ship for free, while orders under $25 incur a $3.99 fee.

Also, shipping times are surprisingly long, ranging from 1–2 weeks.

Temu: Temu’s shipping times are similar (7–21 days), but most orders qualify for free shipping without any minimum purchase requirement.

Verdict: Temu delivers a better deal by providing free shipping without strings attached.

EVERYTHING IS SHIPPED FROM CHINA

Both Haul and Temu ship the products they sell direct from China which is why their shipping times are on the longer side.

So if you’re someone who likes to buy U.S. made products you’ll probably not be a huge fan of either shopping platform.

4. Discounts

Amazon Haul: Discounts are minimal and tied to bulk orders (5% off over $50 and 10% off over $75).

For single-item purchases, there’s little incentive.

Temu: Temu is a discount powerhouse, offering frequent flash sales, coupons, gamified shopping rewards, and referral bonuses that keep costs low.

Verdict: Temu’s frequent promotions and gamified savings make Amazon Haul’s discounts look negligible.

5. Shopping Experience

Amazon Haul: The interface is straightforward but lacks engaging features.

There are NO customer reviews or detailed descriptions available, leaving buyers in the dark about product quality.

Temu: Temu’s app gamifies the shopping experience, offering spin-to-win games, referral codes, and rewards that keep users engaged and incentivized.

Temu also has very good product reviews written by shoppers along with pictures that often help you decide if the product is of good quality.

Verdict: Temu’s interactive shopping experience outshines Amazon Haul’s plain, unremarkable interface.

PRO TIP: MAKE TEMU REVIEWS YOUR BEST FRIEND

I had a brilliant comment left by a lady named Robin on my article about the Temu return policy that I need to share.

It’s all about reading the Temu reviews and looking closely at the photos in the reviews, especially when buying clothing.

Commenter Robin said, “The fabric of the actual clothes are not what it looks like in the displayed photo. A photo may look like linen, cotton, or jersey, but it mostly likely some type of polyester. So be sure to view all of the photos and look at photos on reviews if you can. Eventually you get the hang of what the fabrics will be like after some returns. The prints can seriously fool you too. It can look like a top or dress has embroidered elements and then it arrives and it is printed on the material.”

Temu has a HUGE advantage over Amazon Haul by actually encouraging shoppers to leave reviews and photos. Savvy shoppers can then use that information to decode what products are of good quality.

6. Value for Low-Cost Shoppers

Amazon Haul: The $25 minimum for free shipping and lack of consistent ultra-low-priced items make Amazon Haul less appealing to thrifty shoppers like myself.

Temu: With free shipping, no membership fees, and a focus on dollar-store-level pricing, Temu is better for shoppers looking for extreme value.

Verdict: Temu offers better value for smaller purchases, making it ideal for us frugal-minded shoppers.

PRO TIP: BE CAUTIOUS WITH HIGH TICKET ITEMS

Exercise caution when purchasing high-ticket items like electronics or furniture from Temu. Quality and durability may not match those of established brands, and returns can a major pain in the butt on big items like furniture.

7. Return Policy

Amazon Haul: Returns are free for purchases over $3 within 15 days of delivery. While reasonable, it pales in comparison to Amazon’s main platform and can feel restrictive.

Also, anything priced at $3 or less on Amazon Haul is considered Final Sale and is NOT returnable or refundable.

Temu: Temu offers a 90-day return policy, which is significantly longer. However, they only allow 1 free return per order.

So if you buy multiple items, return one of them, then decide later you want to return something else, you’ll be hit with a return shipping fee that is dependent on the size and weight of the item you want to return.

Verdict: While both platforms have their flaws, Temu’s longer return window gives it an edge.

PRO TIP: HOLD ON TO ALL PACKAGING

To make your Amazon Haul or Temu return much easier, hold on to ALL original packaging and bags.

These bags have the product’s UPC and barcode on them and are required for making a return in most instances.

If you lose the bag, you can place the item in a Ziploc and write the UPC number of the item on the Ziploc with a Sharpie. You can usually find the UPC on the invoice or receipt that came with your original package.

The Verdict…Temu Easily Wins

1. Better Prices: Temu consistently undercuts Amazon Haul on product prices.

2. Wider Selection: A massive product catalog at Temu ensures you’ll find something unique.

3. Free Shipping: No minimum order amount required for free shipping on Temu.

4. Gamified Shopping: Interactive features make the experience fun and engaging.

5. Frequent Discounts: Coupons, flash sales, and referral bonuses make Temu a savings paradise.

Amazon Haul’s debut is underwhelming compared to the more established Temu. Its limited selection, mediocre discounts, and lack of Prime perks make it feel like an afterthought in Amazon’s lineup.

If you’re looking for affordability, variety, and a little excitement, Temu is the better choice by far in my opinion.

Ask the Reader: Have you used both shopping platforms? If so, do you agree or disagree with my assessment?


By Kyle James